Est. 1904 · London

120 Years of Trust
in Payments

From London's historic financial district to the forefront of digital payments, Mossen has been at the heart of commerce since 1904. Today, we combine our legacy of trust with cutting-edge payment orchestration technology.

120+
Years of Heritage
£8B+
Annual Volume
99.9%
Uptime SLA
FCA Regulated
Authorised PI
🏛️
London HQ
Since 1904
99.2% Success
Approval Rate

Trusted by Leading Payment Networks & Institutions

💳
Visa
🔴
Mastercard
🅿️
PayPal
🏦
BACS
FPS
💶
SEPA

Licences & Certifications

As a fully authorised UK payment institution, we maintain the highest standards of regulatory compliance and security.

🏛️
FCA Authorised
Authorised Payment Institution regulated by the Financial Conduct Authority
🔐
PCI DSS Level 1
Industry's highest payment card security standard certification
🛡️
Principal Member
Principal member of Visa and Mastercard payment networks
🔒
ISO 27001
Information security management system certification

Heritage Meets Innovation

The stability and trust of a 120-year institution, combined with the agility and technology of a modern fintech.

Single Integration

Connect once to access 500+ global payment providers. Our unified API eliminates the complexity of managing multiple integrations.

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Intelligent Routing

Our proven routing engine, refined over 15 years of digital payments, maximises approval rates and minimises costs.

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Real-Time Analytics

Comprehensive dashboard with live monitoring, custom reporting, and insights from over a century of payment expertise.

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Institutional Security

Bank-grade security, robust compliance frameworks, and the stability of a long-established UK financial institution.

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Global Reach

Accept payments in 170+ currencies across 200+ countries. Leverage our decades of international payment experience.

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Rapid Settlement

Efficient reconciliation with flexible settlement cycles. Get your funds where they need to be, when they need to be there.

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Complete Payment Solutions for Every Business

From online checkouts to in-person retail, we have the tools you need to accept payments anywhere, anytime.

Online Payments

Seamless checkout experiences with support for 500+ payment methods globally. Optimised for maximum conversion.

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POS Terminals

Smart, reliable point-of-sale terminals for retail, hospitality, and every in-person payment scenario.

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Corporate Cards

Issue corporate cards with custom limits, real-time tracking, and seamless expense management.

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Analytics Dashboard

Powerful real-time analytics, custom reports, and actionable insights to grow your business.

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120 Years of Payment Excellence

From the age of handwritten ledgers to the era of AI-powered payments, Mossen has continuously evolved to serve businesses.

1904

Founded in London

Mossen & Co. established in the City of London, providing bill clearing and remittance services to merchants across the United Kingdom.

1952

Post-War Expansion

Became a leading clearing house for regional banks, processing millions of transactions annually across the British Isles.

1987

Electronic Payments Era

Pioneered electronic funds transfer services among UK independent payment providers, investing early in computing infrastructure.

2009

Digital Transformation

Launched our first online payment gateway. Secured FCA authorisation as an Authorised Payment Institution under the new regulatory regime.

2018

Orchestration Platform

Introduced the Mossen Payment Orchestration Platform, unifying 200+ payment providers under a single API integration.

2024

Today & Beyond

Serving 2,000+ businesses across 50+ countries. Processing over £8 billion annually with 99.9% platform uptime.

Trusted Across Industries

From retail to healthcare, our payment solutions power businesses across every sector.

Retail

Seamless in-store and omnichannel payment solutions for retail businesses of all sizes.

E-commerce

Global online payment acceptance with fraud protection and checkout optimisation.

SaaS

Subscription billing, recurring payments, and usage-based pricing for software companies.

Financial Services

White-label payment infrastructure and B2B payment solutions for financial institutions.

Travel

Secure payments for airlines, hotels, and travel agencies with multi-currency support.

Healthcare

HIPAA-compliant payment processing for hospitals, clinics, and healthcare providers.

120+
Years of Heritage
£8B+
Annual Transaction Volume
2,000+
Business Clients
50+
Countries Served
Analytics & Insights

Powerful Dashboard, Complete Control

Get real-time visibility into your payment operations with our comprehensive dashboard. Monitor transactions, analyse trends, and make data-driven decisions to grow your business.

📊

Real-Time Analytics

Live transaction monitoring and instant insights

📈

Custom Reports

Build and schedule reports tailored to your needs

🔔

Smart Alerts

Get notified about important events and anomalies

🌍

Multi-Currency

Track performance across currencies and regions

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Transparent, Fair Pricing

Choose the plan that fits your business. No hidden fees, no surprises — just as you'd expect from a 120-year institution.

Business

Perfect for growing businesses ready to upgrade their payment infrastructure.

£299
/month
1.2% + £0.20 per transaction
  • Single API integration
  • Up to 15 PSP connections
  • Analytics dashboard
  • Standard support
  • UK & European settlement
  • Sandbox testing environment
Get Started

Institutional

Bespoke solutions for financial institutions and enterprises with dedicated partnership.

Bespoke
Custom pricing
Volume-based pricing
  • Everything in Corporate
  • Dedicated relationship manager
  • Custom development
  • White-label solution
  • SLA guarantee 99.99%
  • On-premise deployment
  • Volume-based pricing
Contact Us

Trusted by Leading Organisations

From historic institutions to modern disruptors, businesses trust Mossen with their most critical payments.

"

We've worked with Mossen for over 15 years. Their transition from traditional payments to cutting-edge orchestration has been remarkable. They bring the best of both worlds.

RW

Robert Williams

Finance Director, Barchester Building Society

"

Switching to Mossen's orchestration platform was the best financial decision we made last year. Their team's expertise and the platform's reliability are truly exceptional.

SH

Sarah Henderson

CFO, Ashford Luxury Retail Group

"

As a university, we need a payment partner we can trust. Mossen's heritage and commitment to excellence made them the natural choice. The platform has exceeded all expectations.

JM

Dr. James Morrison

Bursar, University of Northumbria

Frequently Asked Questions

Mossen combines 120 years of payment heritage with cutting-edge technology. As an FCA-authorised payment institution with a long history, we offer the stability and trust of a traditional financial institution alongside the innovation of a modern fintech platform. Our clients benefit from deep regulatory expertise, institutional-grade security, and a relationship-based approach to service.

Most businesses complete their Mossen integration within 3-5 business days. Our comprehensive API documentation, SDKs for popular programming languages, and ready-to-use e-commerce plugins significantly reduce development time. For institutional clients, we provide dedicated integration support and can accommodate custom timelines.

Yes. Mossen is an Authorised Payment Institution (API) regulated by the Financial Conduct Authority (FCA) of the United Kingdom. We maintain full compliance with the Payment Services Regulations 2017, are PCI DSS Level 1 certified, and hold principal membership with both Visa and Mastercard. We are also ISO 27001 certified for information security.

Mossen connects to over 500 payment providers worldwide, including major credit card processors, alternative payment methods, digital wallets, bank transfer networks, and local payment schemes across 200+ countries. Our catalogue includes all major global PSPs as well as regional specialists. We continuously expand our integrations based on client needs.

Yes, our Institutional tier includes full white-label solutions. We have a long history of partnering with banks, building societies, and other financial institutions to provide payment infrastructure under their own brand. We also offer referral and reseller partnerships for appropriate organisations. Contact our partnership team to learn more.

Ready to Partner with Mossen?

Join thousands of businesses that have trusted Mossen with their payments since 1904. Speak with our team to discover how we can help your business.